Credissimo - пари навреме
Key Responsibilities:
- Perform regular and strategic variance analyses (Actual vs. Budget vs. Forecast) on a monthly and quarterly basis, including driver analysis of volume, yield, non-performing loans (NPL), and operating expenses.
- Own, maintain and enhance the company’s core financial model – evaluate new products and develop scenario analyses for interest rate shifts and market changes.
- Enable data-driven decision-making through Power BI dashboards and real-time KPI monitoring, translating insights into actionable business recommendations.
- Lead and develop the financial analysis team, mentor finance professionals and partner closely with the BI function to optimize financial reporting and Data Warehouse architecture.
Requirements & Technical stack:
- Excel (expert level) - ability to design robust, scalable and auditable financial models.
- Power BI (advanced level) - capability to define analytical requirements and build complex visualizations and analytical views.
- Data Warehouse - strong understanding of data structures and ability to collaborate effectively with BI and data architecture teams.
- Professional experience:
- 8+ years of experience in finance (including at least 2–3 years in a senior or leadership role).
- Prior experience in banking, fintech, or consumer lending is a strong advantage.
- Proven track record in business valuation and development of long-term business plans and investment cases.
What We Offer at Credissimo
- Additional health insurance;
- 25 days of paid annual leave;
- Preferential terms for a Multisport card;
- Childbirth/adoption bonus of up to €2,500 (net);
- Complimentary coffee, tea, soft drinks and fresh fruit in the office;
- Attractive office location in central Sofia.
